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Dutch
Zero Bank Sync • Zero Contacts Access • 100% Offline

Split group bills.
Settle debts with minimal transactions.

Dutch is an instant offline group expense ledger for trips, roommate bills, and dining. Its greedy graph settlement algorithm untangles who owes whom to minimize total peer-to-peer payments.

0
Bank / Plaid APIs
0
Contact Book Permissions
100%
Private Local Math
5
In-App Finance Tools

5 Dedicated In-App Screens

Fast, elegant tools built to solve uneven group financial division instantly.

Screen 1

Active Trip Ledger

Record expenses with individual payer attribution, multi-person split configurations, and live total spend tracking.

Screen 2

Min-Cash-Flow Settlements

Greedy graph theory resolver that simplifies convoluted multi-person balances into the fewest possible repayments, with 1-tap clipboard copying.

Screen 3

Events & Trips Manager

Manage multiple independent offline ledgers (e.g. “Camping Weekend”, “Apartment Rent”, “Road Trip”) without mixing costs.

Screen 4

Tip & Tax Bill Divider

Standalone restaurant dining calculator with customizable tip % (10%, 15%, 18%, 20%), tax rates, and headcount division.

Screen 5

Offline Travel FX Rates

Offline currency exchange benchmark calculator (USD, EUR, GBP, JPY, CAD, AUD, INR) with instant reciprocal conversions.

Privacy Guarantee

Zero Financial Leaks

Names and costs are kept strictly on your phone. No logins, accounts, or bank credentials required.

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